:root{
  --navy:#061c2f; --navy-2:#092842; --gold:#d5a33c; --gold-light:#f1c766;
  --white:#fff; --muted:#c5ced7; --border:rgba(213,163,60,.45);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#041625;color:#fff;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Arial,sans-serif}
a{color:inherit}
.container{width:min(1180px,calc(100% - 36px));margin:auto}
.hero{position:relative;overflow:hidden;min-height:940px;background:var(--navy)}
.hero-image{position:absolute;inset:0;background:url("assets/car-accident-hero.jpg") center top/cover no-repeat;filter:saturate(.85)}
.hero-overlay{position:absolute;inset:0;background:
  linear-gradient(90deg,rgba(3,20,35,.98) 0%,rgba(3,20,35,.92) 42%,rgba(3,20,35,.58) 67%,rgba(3,20,35,.74) 100%),
  linear-gradient(180deg,rgba(3,20,35,.2),rgba(3,20,35,.92) 88%)}
.topbar{position:relative;display:flex;justify-content:space-between;align-items:flex-start;padding:34px 0 20px}
.brand{display:flex;align-items:center;gap:14px;text-decoration:none}.brand img{width:56px;height:64px}
.brand strong{display:block;font-family:Georgia,serif;font-size:40px;line-height:1}.brand small{display:block;color:var(--gold-light);letter-spacing:1.6px;margin-top:7px}
.expert-badge{width:270px;text-align:center;background:linear-gradient(180deg,#08263f,#03192b);border:1px solid var(--gold);border-radius:0 0 0 44px;padding:22px 24px 25px;box-shadow:0 12px 30px rgba(0,0,0,.25)}
.expert-badge .badge-icon{display:block;font-size:38px;color:var(--gold)}.expert-badge strong{display:block;font-size:24px;margin:7px 0}.expert-badge small{color:var(--gold-light);font-size:15px}
.hero-grid{position:relative;display:grid;grid-template-columns:1fr 1.02fr;gap:56px;align-items:start;padding:30px 0 42px}
.hero-copy{padding-top:20px}.hero-copy h1{font-family:Georgia,serif;font-size:clamp(62px,7vw,96px);line-height:.98;margin:0;letter-spacing:-3px}
.gold-line{width:70px;height:4px;background:var(--gold);margin:34px 0}
.hero-copy h2{font-size:36px;line-height:1.2;margin:0 0 18px}.hero-copy h2 span{color:var(--gold-light)}
.intro{color:#e4e9ee;font-size:20px;max-width:500px;line-height:1.55}
.trust-list{margin-top:42px;display:grid;gap:0;max-width:500px}
.trust-list article{display:grid;grid-template-columns:82px 1fr;gap:22px;align-items:center;padding:22px 0;border-bottom:1px solid rgba(255,255,255,.16)}
.circle-icon{width:76px;height:76px;border:1px solid var(--gold);border-radius:50%;display:grid;place-items:center;color:var(--gold-light);font-weight:800;font-size:24px}
.trust-list strong{font-size:21px}.trust-list p{margin:7px 0 0;color:#d6dde4;line-height:1.45}
.form-card{background:linear-gradient(180deg,rgba(8,38,63,.97),rgba(3,24,42,.98));border:1px solid var(--gold);border-radius:26px;padding:30px;box-shadow:0 28px 75px rgba(0,0,0,.45);backdrop-filter:blur(12px)}
.form-head{text-align:center;margin-bottom:22px}.form-head .eyebrow{color:var(--gold-light);font-size:12px;letter-spacing:2px;font-weight:800;margin:0 0 8px}.form-head h2{font-family:Georgia,serif;font-size:32px;margin:0}.form-head>p:last-child{color:var(--muted);margin:8px 0}
form{display:grid;gap:17px}label{font-weight:700;display:grid;gap:8px}
.input-wrap{display:flex;align-items:center;border:1px solid rgba(213,163,60,.38);border-radius:11px;background:rgba(255,255,255,.025);min-height:58px}
.input-icon{width:54px;text-align:center;color:var(--gold-light);font-size:20px;flex:0 0 auto}
input,select{width:100%;border:0;background:transparent;color:#fff;font:inherit;padding:17px 16px 17px 0;outline:none}
input::placeholder{color:#9eabb7}select{color:#d8e0e7}select option{background:#08263f;color:#fff}
input:focus,select:focus{outline:2px solid transparent}.input-wrap:focus-within{border-color:var(--gold-light);box-shadow:0 0 0 3px rgba(213,163,60,.13)}
.consent{display:flex;grid-template-columns:auto 1fr;align-items:flex-start;gap:10px;color:#c9d2da;font-size:13px;font-weight:400;line-height:1.45}.consent input{width:18px;height:18px;margin-top:2px;accent-color:var(--gold)}.consent a{text-decoration:underline}
button{border:0;border-radius:10px;background:linear-gradient(180deg,#f0c86a,#d9a438);color:#071a2c;font-weight:900;font-size:24px;padding:18px;cursor:pointer;box-shadow:0 10px 24px rgba(213,163,60,.2)}
button:hover{filter:brightness(1.05)}button:disabled{opacity:.65;cursor:wait}
.form-note{text-align:center;color:#d6dde4;margin:0;font-size:14px}.status{text-align:center;min-height:22px;margin:0;font-size:14px}.status.success{color:#b9f6ca}.status.error{color:#ffb4b4}
.contact-strip{background:#061a2c;border-top:1px solid rgba(213,163,60,.35);border-bottom:1px solid rgba(213,163,60,.25)}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;align-items:center;padding:24px 0}.contact-grid>div,.contact-grid>a{display:flex;align-items:center;justify-content:center;gap:18px;text-decoration:none;min-height:70px}.contact-grid>a{border-left:1px solid rgba(255,255,255,.22)}
.contact-grid span{font-size:32px;color:var(--gold-light)}.contact-grid p{margin:0;font-size:17px;line-height:1.45}.contact-grid strong{font-size:25px}
footer{text-align:center;padding:27px 18px 34px;background:#031421;color:#c7d0d8}footer nav{display:flex;justify-content:center;gap:28px;flex-wrap:wrap}footer p{margin:17px 0 0;font-size:14px}
@media(max-width:850px){
  .hero{min-height:auto}.topbar{padding-top:22px}.brand strong{font-size:31px}.brand img{width:44px}.brand small{font-size:10px}
  .expert-badge{width:170px;padding:14px 11px 17px;border-radius:0 0 0 28px}.expert-badge strong{font-size:16px}.expert-badge small{font-size:11px}.expert-badge .badge-icon{font-size:26px}
  .hero-grid{grid-template-columns:1fr;gap:28px;padding-top:0}.hero-copy h1{font-size:clamp(50px,15vw,72px)}.hero-copy h2{font-size:29px}.intro{font-size:17px}
  .trust-list{grid-template-columns:repeat(3,1fr);max-width:none;gap:8px;margin-top:28px}.trust-list article{display:block;text-align:center;border:0;padding:12px 5px}.circle-icon{margin:auto;width:58px;height:58px;font-size:16px}.trust-list strong{display:block;font-size:14px;margin-top:9px}.trust-list p{display:none}
  .form-card{padding:23px 18px;border-radius:20px}.form-head h2{font-size:27px}
  .contact-grid{grid-template-columns:1fr}.contact-grid>a{border-left:0;border-top:1px solid rgba(255,255,255,.18)}.contact-grid>div,.contact-grid>a{justify-content:flex-start;padding-left:20px}
}
@media(max-width:430px){
  .container{width:min(100% - 24px,1180px)}.topbar{align-items:center}.expert-badge{display:none}.hero-copy{padding-top:8px}.hero-copy h1{letter-spacing:-2px}
  .trust-list{gap:2px}.trust-list article{padding-inline:2px}.trust-list strong{font-size:12px}.form-card{margin-inline:-2px}
  button{font-size:21px}.contact-grid p{font-size:15px}.contact-grid strong{font-size:21px}
}